Track contributions, record loans, send SMS notifications — all in one place. No more spreadsheets. No more broken trust. No more end-of-year disappointments.
From basic savings tracking to full financial management
Record monthly payments, see who's paid and who owes. Every member can check their own balance anytime.
Record member-to-member loans, track repayments, see principal vs interest breakdown. Maker-checker approval built in.
Members get instant SMS when payments are recorded. Admins get alerts on approvals and changes.
SMS PackageChairperson, treasurer, secretary roles. New members need approval. Admin upgrades need chairperson sign-off with 48-hour hold.
CSV downloads included free. Upgrade to Standard for weekly Excel reports emailed automatically, advanced analytics, and year-end income distribution.
StandardEvery action logged with who, what, when. Before/after values on all changes. Tamper-proof integrity hashes.
PIN + OTP two-factor login. Brute force protection with automatic lockout. Encrypted data hosted securely in the cloud. Your data is safe.
Real people, real help. Our support team is available via WhatsApp to help you set up, troubleshoot, and get the most out of the platform.
Get your stokvel online in minutes
Authorised person registers with their name, ID number, phone number, address, and region. They must also provide details of two other admin members (chairperson, treasurer, secretary).
All three admin members receive an SMS code to confirm their phone numbers. Enter the codes to proceed.
Select your plan — start free or go Standard for full governance and reporting. Add an SMS package for member notifications.
Your stokvel is created instantly. All three admins receive their login details via SMS. Start adding members and recording payments.
Start free. Stay free forever. Advanced packages available.
Get instant SMS notifications when contributions are recorded, loans recorded, and payments recorded. Account creation SMS are always free.
"Before we went digital, our treasurer kept records in a notebook. Members would argue about whether they'd paid or not. Now everyone can log in and see their own balance. No more disputes — just trust."
— Esibhomeni Multipurpose Cooperative
Family-driven savings cooperative · 13 members · Active since February 2026
📋 Getting Started Guide →Get started in under 2 minutes. No credit card required.
🚀 Register Your Stokvel — FreeNeed help? WhatsApp +268 7953 1182